Loans and the interest we pay on them are one of the most important parts of our financial management. But not all loans are the same. If you ask a lender what loan you need, they will probably try to sell you the loan they want you to have. Mortgage brokers are not bound to only offer loans from one lender – they compare loans from several lenders to ensure that you are getting the very best deal.
The right loan makes all the difference. Even a small reduction in the interest rate can add up to many thousands of dollars over the life of a loan.
Our mortgage broking service helps you choose the right loan from a wide range of lenders. This means that you can be confident that the loan we recommend is the one that you most need. And we don’t just advise on loans. We handle all of the administration related to the application and establishment of your individual lending portfolio.
Our service gives you the best chance to get the loan you need at the price you want.
Director, Financial Planner, Mortgage Broker
Barry Lynam is the owner and operator of Barry Lynam Home Loans and Financial Services and Hibiscus Coast Financial Services Pty Ltd in sunny Mackay. He has been a Mortgage Broker for 12 years and has been actively involved in the finance industry for over 40 years. Barry offers a wide range of residential home loans and personal loans. In addition to this Barry is a fully qualified financial planner operating as a Corporate Authorised Representative of Axies Pty Ltd (a subsidiary of Spark Financial Group), offers advice about life insurance, trauma insurance, income protection, superannuation and investment advice.
Barry’s goal is to provide quality advice and then meet his clients’ goals and objectives so they can purchase their owner-occupied home or investment property with confidence. Barry will then also give the risk advice to protect the family and income.
Financial planning is a process of managing your finances to help you make the most of your available funds to achieve your goals and is totally committed to assisting his clients to terminate their mortgage and other personal debt while building wealth for their future; with appropriate protection in place should the unexpected occur.
Barry believes that the key to financial security is planning and commitment and will tailor a financial plan and provide ongoing personal coaching designed to offer the peace of mind to enjoy life now while building financial freedom for tomorrow.
Barry Lynam is an Authorised Credit Representative No 365748 of Ballast Finance Pty Ltd CAN 087051750 Australian Credit Licence Number: 366520
Barry Lynam is an authorised representative (343057) of Axies Pty Ltd (AFSL 339384).